Staff Product Manager, Lending

About Airwallex Airwallex is the AI-native financial operating system for a real-time, intelligent economy. More than 676,000 businesses, including McLaren Racing, Qantas, SHEIN, and TikTok, use us, directly or through our platform partners, to run their financial operations or build and monetize financial products of their own. We started in Melbourne in 2015 to build the infrastructure global commerce runs on. We're the regulated backbone behind global payments: not by accident, but by design. A decade plus, 85+ licenses, and a financial infrastructure spanning North America, Europe, the Middle East, and Asia-Pacific. We're co-headquartered in San Francisco and Singapore, with more than 2,300 people across 27 offices. We hire builders with founder-level energy, people who move fast with good judgment, dig in with real curiosity, and make calls from first principles rather than waiting to be told what to do. Read our operating principles to see it in full. About the team The Product team at Airwallex is a group of passionate builders and problem-solvers who are obsessed with crafting customer-centric solutions that empower businesses to operate anywhere, anytime. We combine technical expertise with a deep understanding of our customers' needs to design and build unified, intuitive, and scalable products. As a team, we thrive in a collaborative and fast-paced environment, constantly iterating and pushing boundaries to deliver exceptional product experiences. The Lending team is responsible for building and scaling Airwallex’s credit and lending capabilities across both embedded lending and first-party lending models. This is a highly strategic space that sits at the centre of customer value creation, commercial growth, and platform differentiation. The team operates with a startup mindset inside Airwallex, tackling complex challenges across product, credit risk, capital, compliance, and go-to-market. What you'll do As Staff Product Manager, Lending, you will lead some of the company’s most important and complex lending opportunities. You will define strategy across large problem spaces, drive alignment across senior stakeholders, and shape how Airwallex builds differentiated lending products globally. You will operate with broad scope and high autonomy, balancing long-term vision with near-term execution. You will be expected to bring strong commercial judgment, deep customer empathy, and the ability to navigate ambiguity across multiple teams and workstreams. In addition to building products, you will help raise the bar for product thinking, execution quality, and strategic clarity across the wider organisation. Responsibilities Define and drive the product strategy for significant parts of Airwallex’s lending platform, including embedded lending and first-party lending capabilities Lead highly ambiguous, high-impact initiatives across origination, underwriting, servicing, repayment, partner enablement, and portfolio optimisation Identify and evaluate major market opportunities, customer segments, and product bets, and translate them into multi-quarter roadmaps and clear execution plans Partner closely with engineering, design, data, commercial, credit risk, legal, compliance, finance, and operations leaders to align on strategy and deliver outcomes Shape product and business trade-offs across growth, unit economics, customer experience, operational scalability, and risk performance Build scalable product frameworks, decision principles, and operating models that enable Airwallex to expand lending across markets and use cases Work with external stakeholders such as financial institutions, capital providers, data partners, and regulatory stakeholders where needed to unlock product capability and scale Use data, customer insight, and market intelligence to continuously refine strategy and improve business performance Mentor other product managers and raise the standard of product craft, strategic thinking, and cross-functional